Credit
Member Loans
Our lending exists for one reason: to help members fund productive purposes — starting or running a trade, business or industry, generating employment, or meeting other genuine needs. Depending on the purpose, loans can be extended against gold and silver ornaments, National Savings Certificates, Kisan Vikas Patra and other government securities, or arranged as cash credit through central financing agencies.
Key features
- Business, trade & industry loans
- Employment-generation loans
- Loans against gold & silver ornaments
- Loans against NSC, KVP & government securities
- Cash credit facility via central financing agencies
Eligibility
Open to members in good standing; security and documentation as per Society norms.
Interest rates and detailed terms are set by the Society from time to time. Contact your branch for current rates before opening an account.